What determines your home insurance premium?

August 17, 2020

Have you ever wondered what goes into determining your home insurance premium?  Below is a list of just some of the items used to determine how much you will pay to insure your home. 

  • Replacement Cost
  • Age & Construction of Home
  • Dog Breed (if any)
  • Wood-Burning Stoves
  • At-Home Business
  • Marital Status
  • Deductible
  • Remodeling
  • Insurance Score
  • Distance to Fire Station

The above list is non-exhaustive – there are other factors that can be used to determine your home insurance premium along with potential discounts available depending on the carrier.

Contact us today with any questions!

*Actual coverage is subject to the policy as written.